DUI Insurance in California — Get Covered Fast
A DUI arrest doesn't mean you can't get affordable insurance. We specialize in helping drivers find coverage after DUI incidents — often with same-day SR-22 filing.
Understanding DUI Insurance in California
If you've recently been arrested or charged with a DUI in California, your insurance situation may feel overwhelming. The good news: you have options, and acting quickly can make a significant difference in your rates.
Time-Sensitive Information
DUI convictions can appear on your driving record within 30 days. Insurance companies may increase your rates once the violation is visible on your MVR — even before your court case is resolved.
What Happens to Your Insurance After a DUI?
After a DUI arrest in California, several things may happen to your insurance:
- Rate increases: Insurance companies may increase premiums significantly — sometimes 50-200% or more
- Policy non-renewal: Some carriers may choose not to renew your policy
- SR-22 requirement: California DMV typically requires an SR-22 filing for 3 years after a DUI
- Limited carrier options: Not all insurance companies accept DUI drivers
How We Help DUI Drivers
At FasTrak Insurance Solutions, we work with multiple carriers who specialize in high-risk auto insurance. This means:
DUI Insurance Costs in California
The cost of auto insurance after a DUI varies based on several factors:
- Your driving history prior to the DUI
- Whether this is a first offense or repeat
- Your age, vehicle, and zip code
- Whether SR-22 is required
- How quickly you act after the incident
Many of our clients are surprised to find rates more affordable than expected — especially when we shop multiple carriers on their behalf.
SR-22 After a DUI
California requires most DUI offenders to maintain an SR-22 (Certificate of Financial Responsibility) for 3 years. This is a form your insurance company files with the DMV proving you carry the minimum required liability coverage.
We handle SR-22 filings same-day. In many cases, we can have your SR-22 filed electronically within hours of your call.
Act Before Your Rates Increase
One of the most important things to understand: there's often a window between a DUI arrest and when it appears on your Motor Vehicle Record (MVR). During this window, you may be able to secure or switch to a new policy at more favorable rates.
This isn't a guarantee, and every situation is different — but timing matters. The sooner you act, the more options you may have.
Get Your Free DUI Insurance Quote Today
No obligation. No judgment. Just honest rates from licensed agents.